What's The Difference Between SSI And SSDI?
SSI vs. SSD: Are They The Same?
The big difference between SSI vs. SSDI is that SSI is for disabled individuals with limited income and resources, while SSDI is designed for working individuals who have a medical condition that is preventing them from working.
SSI is designed to meet the basic needs of a much smaller population of individuals. When it comes to the difference between disability and SSI, let us further explain below what the key differences are.
SSI vs. SSD Benefits
The SSI program aims to help those who are elderly, blind, or disabled due to a medical condition, who have a hard time paying for shelter and food. The financial requirements for eligibility are very strict. In contrast, SSDI provides benefits to disabled people who have worked jobs that are covered by Social Security, regardless of their current income and assets. This program covers a much broader range of individuals.
Additional differences between SSDI and SSI include:
- SSDI requires individuals to have an accumulation of work credits to be eligible
- SSDI monthly amounts are determined by one’s Social Security income record
- SSDI monthly payments are often much greater than SSI
- SSDI is funded by FICA and SS taxes, while SSI is funded through general taxes
An Explanation from Pennsylvania Social Security Disability Lawyers
Disabilities that prevent people from working often put a significant strain upon individuals and their families. The Social Security Administration (SSA) has two ways of providing assistance to those who find themselves in this situation. If you have a qualifying disability you may be eligible to receive Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), or both.
The Pennsylvania social security disability lawyers at Rubin & Badame, Attorneys at Law, P.C.can help you discover which of these you may qualify for. In addition, our experienced attorneys can walk you through the application process and help you on your way to receiving benefits.
- What's The Difference Between SSI and SSDI: How Credits Work and Self-Employment
- The Most Common Conditions That Qualify for Disability
Find Out If You Qualify for Both SSI And SSDI
We encourage you to discover if you are eligible for both SSDI and SSI in order to maximize the benefits that you are receiving. If you think you may qualify, it does not hurt to apply. For more information and guidance through the process, call Rubin & Badame, Attorneys at Law, P.C. We are eager to put our years of experience to work for you.
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