SSDI vs. SSI

What's the Difference Between SSI and SSDI?

The big difference between SSI and SSDI is that SSI is for disabled individuals with limited income and resources whereas SSDI is designed for working individuals who have a medical condition that is preventing them from working.

What other factors distinguish these two SSA programs from each other? First, SSI is designed to meet the basic needs of a much smaller population of individuals. The program aims to help those who are elderly, blind, or disabled due to a medical condition, who have a hard time paying for shelter and food. The financial requirements for eligibility are very strict.

In contrast, SSDI provides benefits to disabled people who have worked jobs that are covered by Social Security, regardless of their current income and assets. This program covers a much broader range of individuals.

Additional distinguishing features of SSDI include:

• SSDI requires individuals to have an accumulation of work credits to be eligible
• SSDI monthly amounts are determined by one’s Social Security income record
• SSDI monthly payments are often much greater than SSI
• SSDI is funded by FICA and SS taxes, while SSI is funded through general taxes

An Explanation from Pennsylvania Social Security Disability Lawyers

Disabilities that prevent people from working often put a significant strain upon individuals and their families. The Social Security Administration (SSA) has two ways of providing assistance to those who find themselves in this situation. If you have a qualifying disability you may be eligible to receive Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), or both.

The Pennsylvania SSD lawyers at Rubin & Badame, Attorneys at Law, P.C can help you discover which of these you may qualify for. In addition, our experienced attorneys can walk you through the application process and help you on your way to receiving benefits.

Find Out If You Qualify for Both

We encourage you to discover if you are eligible for both SSDI and SSI in order to maximize the benefits that you are receiving. If you think you may qualify, it does not hurt to apply. For more information and guidance through the process, call our Pennsylvania Social Security disability attorneys at Rubin & Badame, Attorneys at Law, P.C. We are eager to put our years of experience to work for you.